Lock & Key is a private and secure app that provides you with financial education tools such as mortgage calculators, credit simulators, and a platform to track all of your finances in one spot. The app allows you to pull your credit without the worry of getting inundated with calls from lenders or affecting your credit score.
Lock & Key provides mortgage loan qualification information without applying for a mortgage loan. In addition, it also allows you to privately search the National MLS to see homes that are for sale.
You do not have to expose your information to the internet as your personal data is under lock and only accessible to you. If you have questions, you can connect with your MegaStar licensed professional. If rates drop, and you are interested in refinancing or would like to write an offer on a home, you can turn the key and connect with us.
The purpose of this app is to give you the ability to manage all of your financial data, secure information on qualifying for a mortgage, or to privately search for real estate. This tool puts you in full control. Your confidential information is locked and only you turn the key when you are ready to take the next step!
- App Store
- Google Play
- Code: MEGASTAR
Lock & Key is a private and secure app that provides you with financial education tools such as mortgage calculators, credit simulators, and a platform to track all of your finances in one spot. The app allows you to pull your credit without the worry of getting inundated with calls from lenders or affecting your credit score.
Lock & Key provides mortgage loan qualification information without applying for a mortgage loan. In addition, it also allows you to privately search the National MLS to see homes that are for sale.
You do not have to expose your information to the internet as your personal data is under lock and only accessible to you. If you have questions, you can connect with your MegaStar licensed professional. If rates drop, and you are interested in refinancing or would like to write an offer on a home, you can turn the key and connect with us.
The purpose of this app is to give you the ability to manage all of your financial data, secure information on qualifying for a mortgage, or to privately search for real estate. This tool puts you in full control. Your confidential information is locked and only you turn the key when you are ready to take the next step!
- App Store
- Google Play
- Code: MEGASTAR
Keep your data private and secure with Lock & Key. This tool, unlike real estate websites, keeps your data locked and you are the only person with a key.
Free Soft-Pull Credit Score, Report and Monitoring
Your credit score is prominently displayed in your dashboard – and it doesn’t cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don’t worry, this is a “soft credit pull” meaning there is no impact on your score by checking it. Look through your credit report for accuracy. Access helpful articles that explain credit bureaus, credit score, and more.
Prepare
Use the APP to prepare yourself for home ownership by planning for a down payment, establishing reserves, managing your debt-to-income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan-to-value, and more. Visit the readiness assessment in the app to see a snapshot of your credit overview, debt-to-income ratio, cash reserves, employment, down payment and sales price..
Search Properties
Looking for your first home? Want to move up, or downsize? Use our app to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches.
Share
When you are ready to move forward with a financial transaction, you choose what accounts to share with Megastar Financial. All data is always encrypted and no data will be shared until you decide to share it. A Licensed MegaStar Loan Officer will be ready to assist with your application and answer any questions. If you need a real estate agent, we can make a recommendation to a tenured high service agent.
Security
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more at https://www.finlocker.com/security/
Privacy
Your privacy is important to us. To learn how we protect your privacy, visit https://www.finlocker.com/privacy-policy/
