MEGASTAR FINANCIAL IS AMERICA’S MOST TRUSTED MORTGAGE COMPANY®

Dedicated lenders, and the strongest advocates for our borrowers.

Our Story

MegaStar Financial Corp® was founded in 1999 on the principle of commitment, and have worked hard since then to serve best-in-class loan officers that are committed to their clients and the Real Estate Agents they partner with. Our clients look to us as America’s Most Trusted Mortgage Company® because we are their unwavering advocates through the entire financial process. With an impeccable track record of closing on time, our modern mortgage is built around borrowers and the unique situations they come to us with. Whether they are buying, refinancing, or building their dream home, MegaStar will be our clients’ greatest advocates. We are proud to have the opportunity to guide them, step by step, through one of the biggest and most important financial endeavors of their lives.

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We promise to take complete and qualified applications
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We promise to stay in touch and keep you in the loop with our status reports
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We promise to track and meet your contract deadlines, protecting your earnest money
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We promise to deliver accurate closing figures three business days before you close, a promise we have kept since 1999
1
We promise to take complete and qualified applications
2
We promise to stay in touch and keep you in the loop with our status reports
3
We promise to track and meet your contract deadlines, protecting your earnest money
4
We promise to deliver accurate closing figures three business days before you close, a promise we have kept since 1999

Community Involvement

Here at MegaStar, we value the opportunity to help make lives better and make a positive impact on the people around us. We believe in the importance of giving back to the community in which we live and work.

We are dedicated to helping people through various initiatives, and our support of the community includes philanthropic endeavors such as the Tennessee Center, Colorado I Have A Dream Foundation, Family Star, the Children Diabetes Foundation, the Denver Rescue Mission, local food banks and education foundations, and a number of other nonprofit programs.

Our Company is Licensed in
22 States
Our expert loan officers are licensed halfway across the nation, allowing us to serve more communities and help more people finance their dream of homeownership.
FNMA / FHLMC / GNMA
Approved Seller Servicer
We are able to offer a wide range of mortgage programs, allowing our clients to find the best plan to fit their unique financial needs.
We Service over $3
Billion in Loans
We have cemented ourselves as experts in the mortgage industry. Our track record speaks for itself as we continue our high standards of excellent and responsible business practice.
OUR LEADERSHIP TEAM

ANITA PADILLA-FITZGERALD
MegaStar Founder | President | CEO

Anita Padilla-Fitzgerald is the Founder and CEO of three successful companies: MegaStar Financial Corp, MegaStar Holdings, and Take Three Technologies. With a career spanning over 40 years in the mortgage industry, Anita began as a receptionist at 18 and worked her way up through various roles, including processor, closer, underwriter, Vice President of Operations, and President/CEO of First City Financial Corp.

In 1999, she founded MegaStar Financial Corp, a nationwide mortgage lender and servicer, recognized as one of the top 100 mortgage origination companies in the United States.

Recognizing the need for technological innovation in the mortgage industry, Anita established Take3Tech, which offers advanced software products to streamline mortgage origination processes. Her company developed two products, LoanMAPS, a convergent Loan Origination Software that integrates LOS, POS, CRM, Reporting, and Training technologies, and TheRuleTool®, designed to empower loan officers with CLOUD based underwriting guidelines within seconds.

Anita also owns MegaStar Holdings, which owns commercial and residential real estate.

Her list of accolades include the Prestigious Ernst and Young Entrepreneur of the Year award for Financial Services in the Rocky Mountain Region, named one of the best in finance by Inman, awarded the National Latina Trail Blazer Award for Business.  Additionally, she is active on the Board of Directors for 1st Bank Holdings and Mortgage Bankers of America Board of Governors. 

Anita’s vision for the future of the mortgage industry includes creating a seamless, digital or documented approval process that enhances customer experience while reducing costs and inefficiencies. Her commitment to innovation and excellence has made her a trailblazer in the industry, driving change and setting new standards for success.

SCOTT PIEPER
EVP | Chief Operating Officer | MegaStar Holdings

Mr. Pieper is responsible for corporate and strategic management for MegaStar Holdings, which oversees all of the MegaStar companies. He manages the capital and treasury needs of MegaStar Financial Corp., Take Three Technologies, MegaStar Holding Services. Additionally, he provides strategic analysis to MegaStar’s President and CEO.

Mr. Pieper was one of the initial employees of the company in April 2000 and has been intimately involved in the development of many of the systems and procedures used by the company today.

Prior to joining MegaStar, Mr. Pieper was with Wells Fargo Bank in Commercial Banking and Asset Based Finance for 12 years. He holds a Bachelor of Science in Business Administration and graduated with honors from the University of Denver.

“A good reason why you may want to offer below 5% is when you’re paying with cash (although companies who offer sellers cash for their home will typically offer 65% below market price).”

Publisher: HomeLight
Article: Is It Too Low? What Is Reasonable to Offer Below Asking Price
Link: https://tinyurl.com/2jp6kbmh

    1098 forms were mailed 1/26/2024. 

    If you have questions or need assistance with your 1098 form, please send your question to servicing@megastarfinancial.com.